SimpleSpend for iPhone and iPad
Expense tracker for iPhone and iPad
Log a transaction in seconds. No account, no ads. Records stay on your device, iCloud sync is there if you want it, and you can share a ledger with your partner for free.
View on the App StoreUpdated October 2026 · SimpleSpend 1.6.1
Quick entry
Log an expense in a few seconds
Amount, category, account, and a note if you want one. Make your own categories, subcategories, and accounts. The form is short on purpose.
Voice
Log expenses with Siri, or hold to talk
Siri and Shortcuts can log income or expenses on iOS 18. On iOS 26, hold the + button, say the amount, date, and category, then release. The form fills in so you can check it. Nothing saves until you confirm.
Widgets
Log from the Lock Screen or Control Center
Put a ledger summary, budget progress, recent records, or your logging habit on the Home Screen. Add “New Transaction” to the Lock Screen or Control Center to start an entry without looking for the app. On iOS 26, Control Center can start a voice entry too.
Recurring bills
Track rent and bills on a schedule
Daily, weekly, monthly, yearly, or a custom interval. When a charge is due, SimpleSpend adds it the next time you open the app.
Subscriptions
See what subscriptions cost for a year
Mark an expense as a subscription to get an estimated annual total and the charges coming in the next 12 months.
Receipt photos
Keep the receipt with the expense
Attach up to 3 images to any record, picked from your photo library. When you need proof for a refund, a warranty, or an expense claim, it is right there on the record. With iCloud on, images sync with your data.
Several books
Keep travel, family, and work apart
Each ledger has its own transactions, budgets, and month start day. Recurring rules belong to personal ledgers. All adds the books up without mixing them.
More than one currency
A multi-currency expense tracker for travel
SimpleSpend fetches exchange rates and stores the rate with the record. Statistics convert into the display currency you choose.
Budgets
Income, expense, and net, counted from payday
Filter by day, week, month, year, or a range. Each ledger can start its month on the 10th, the 15th, or any day you choose, and budgets and statistics follow. A logging-habit grid on the Statistics screen shows the days you missed.
Also on iPad
The same books, a wider desk
Ledgers sit in a split view on iPad. Same records, budgets, and recurring rules as on iPhone.
Your data
On your device unless you say otherwise
- No account. Open the app and start logging.
- Records stay on the device by default. No bank login.
- Optional iCloud sync between your iPhone and iPad, image attachments included.
- Export a CSV anytime, or a full export package that includes your images.
- No ads. We do not sell your data.
Free and Pro
Core tracking is free
Logging, budgets, statistics, widgets, reminders, image attachments, and export are free, and so is 1 shared ledger for two. Pro unlocks unlimited recurring rules (5 on the free plan), more shared ledgers and members (up to 6 per ledger), batch editing, and category merging. Monthly, yearly, or a one-time purchase.
Get SimpleSpendGuides
How to track money on iPhone
Short answers for rent, subscriptions, couples, Siri, widgets, receipt photos, payday budgets, and keeping data on the device.
- How to track rent and bills on iPhoneSet rent and bills once. The charge lands when you next open the app.
- See what subscriptions cost for a yearMark a charge as a subscription and read the yearly total.
- Share one ledger with your partnerOne shared ledger for two, free. Personal books stay apart.
- Log expenses with Siri, or hold to talkSpeak the amount. Check the form. Then save.
- A multi-currency expense tracker for travelLog what you paid. Total it in one currency.
- A private expense tracker with no bank syncNo bank login. Data stays on the device unless you opt into iCloud.
- An iPhone budget tracker without adsMonthly budget, category split, no ads in the charts.
- A recurring expense tracker for iPhoneRules write the next row when you open the app.
- Export expenses to CSV on iPhoneExport a CSV anytime, or package it with your images.
- Sync SimpleSpend between iPhone and iPadOptional iCloud for your personal books. Shared books use invites.
- An expense tracker for iPadSame ledgers on iPad, in a split view. iCloud is optional.
- How to use expense tracker widgets on iPhoneLog from the Lock Screen or Control Center. See the month on the Home Screen.
- Start your budget month on paydaySet the month to start on payday so budgets follow your pay.
- Keep the receipt photo on the expenseUp to 3 images per record. Receipts stay with the expense.
- How to keep tracking expenses every dayReminders only when you have not logged, and a grid of your habit.
FAQ
Common questions
How do I track rent and bills on iPhone?
Set a recurring rule once with the amount, category, and schedule. SimpleSpend adds the charge the next time you open the app after it is due.
GuidesHow can I see what subscriptions cost per year?
Mark an expense as a subscription. The app estimates the annual total and lists charges for the next 12 months.
GuidesCan couples share an expense tracker?
Yes, for free. Create a shared ledger and invite your partner. Pro raises the limit to 6 people per ledger. Personal ledgers stay separate and private.
GuidesCan I log expenses with Siri?
Yes on iOS 18 with Siri and Shortcuts. On iOS 26 you can also hold + and speak. The form always waits for you to confirm.
GuidesDoes SimpleSpend work with more than one currency?
Yes. Log in the currency you spent. The app stores the rate with the record and can total in a display currency.
GuidesDo I need to link my bank?
No. There is no bank sync and no required account. Records stay on your device unless you turn on iCloud.
GuidesHow do I export expenses to CSV on iPhone?
Export a CSV of the ledger you have open. There is no CSV import and no bank statement import.
GuidesCan I sync SimpleSpend between iPhone and iPad?
Yes, if you turn on optional iCloud. Personal ledgers can sync across your devices. Shared ledgers still use an invite.
GuidesIs SimpleSpend free?
Core tracking is free, with no ads and no limit on records. Pro unlocks unlimited recurring rules, more shared ledgers and members, batch editing, and category merging, as a monthly or yearly subscription or a one-time purchase.
Does SimpleSpend have widgets?
Yes. The Home Screen has ledger summary, budget progress, recent records, and logging habit widgets. Add “New Transaction” to the Lock Screen or Control Center to jump straight to a new entry.
GuidesCan I keep receipt photos with an expense?
Yes. Attach up to 3 images per record from your photo library. Images are kept as a record only; SimpleSpend does not read amounts from them.
GuidesCan my month start on payday?
Yes. Set a month start day for each ledger, such as the 15th. Budgets and statistics then run from the 15th to the 14th of the next month.
Guides