A recurring expense tracker for iPhone

Rules live on one ledger

Each repeating charge belongs to a single book. That keeps a work stipend out of the household total, and it keeps the rule list short enough to audit.

The first save of a new repeating expense is also the first posted row. You do not create a template and a duplicate for the same day.

5 free rules cover the fixed bills

The free plan includes 5 recurring rules, and paused rules count toward that. Rent, a phone plan, broadband, one streaming service, and one insurance policy fit exactly. Pro removes the limit.

At 5 rules you can still log one-off charges. You just cannot add another rule until you delete one or upgrade to Pro.

Open the app to catch up

Posting happens on launch, not on a silent server clock. If you skip a week of logging, opening the app writes each due day in order.

Subscriptions are recurring expenses with an extra yearly view. Use the subscription mark when you care about annual cost; use a plain rule when you only need the next rent line.

Add a recurring expense in SimpleSpend

1. Start a new expense on the right ledger.
2. Fill amount, category, and account.
3. Choose a repeating interval.
4. Save, then open the app after the next due date so the following row can post.