An iPhone budget tracker without ads
SimpleSpend shows income, expense, net, and a category split for a day, week, month, year, or a range you pick. You can set a monthly budget. There are no ads in the way of that page.
A line for the month
A budget here is a monthly cap on a category or on the book, not a full envelope system with rollover rules. Put a number you can see on the statistics page, then check it when you log.
A month does not have to start on the 1st. In the ledger settings, set the month start day to your payday, such as the 10th, and this month in budgets and statistics runs from the 10th to the 9th of next month. If you filter to a custom range like “this trip,” the charts follow the filter while the budget still counts by the ledger’s month.
Free tracking, paid extras
Logging, budgets, statistics, widgets, reminders, image attachments, and export are free, and so is 1 shared ledger for two. Pro unlocks unlimited recurring rules, more shared ledgers and members, batch editing, and category merging, monthly, yearly, or as a one-time purchase.
The free version already has no ads. Pro is not paying to remove banners, because there are none.
Keep books from colliding
If travel would blow the household cap, put travel in its own ledger with its own budget. All can add the books without merging the rules.
Shared household budgets live on a shared ledger. Personal caps stay on the personal book.
Set a monthly budget in SimpleSpend
- Open the ledger you care about.
- Set a monthly budget on the category or the book.
- Log expenses as usual.
- Open statistics for the month to see net, the category ring, and the budget line.
Common questions
Are there ads in SimpleSpend?
No. The free tier has no ads. We do not sell your data.
Can each ledger have its own budget?
Yes. Budgets belong to a ledger. Travel and home can use different lines.